Long Term Care
Insurance for long-term care is increasingly beneficial as people live longer and require either limited assistance or nursing home care in greater numbers. Custodial services such as bathing, eating and dressing are not generally covered by Medicare, and nursing home care can cost upwards of $45,000 per year. These financial realities may force you to deplete assets or to rely on your family for help.
Knights of Columbus Care can give you peace of mind. This is a tax-qualified plan available to members and their spouses, ages 40 through 85 (subject to underwriting requirements). Coverage can be tailored to your needs, giving you control over the type of coverage; the daily benefit amount, benefit duration, and elimination period; and the premium you must pay. The policy is guaranteed to be renewable, and a guaranteed purchase option assures you of obtaining added coverage as needed.
For more information, call:
Mark Wuebker (515)233-1685.